Many policies will automatically include the provision for repatriation. It is one of the most important conditions to look for in a policy.
If you are taken seriously ill or you suffer a terrible accident, it is far better to be repatriated safely and continue with your medical treatment in the UK where you will be able to have contact with family and friends and not worry about the language barrier that may hinder your recovery. The cost of treatment abroad will need to be paid for, so the sooner you are bought back the better.
It is currently estimated that if you need to be repatriated from a European destination such as Greece or Spain , the cost would be in the region of £12,000 and £8,000. The cost of an air ambulance is astronomical.
The chances of suffering an injury increase if you take part in hazardous sports such as parachuting or skydiving when overseas. Many people have had to rely on the kindness of family and friends to foot the bill for the cost of medical care and repatriation.
A survey has found that 12% of the membership of the British Parachute Association had suffered an injury during the last 3 years and 82% said they had jumped abroad. The Consumers Associations suggest the following levels of cover should be included in your policy;
- £1,500 baggage and belongings cover - and watch out for policies which limit the Personal liability of at least £1m, to cover you if you cause injury or damage
- Compensation for trips which may be cancelled or curtailed – and the costs of getting you home in an emergency
- A 24-hour emergency line, and cover for your legal costs
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